/* ============================================================
   WEALTH ENGINE — STYLESHEET
   All visual tokens are in :root below.
   Override brand colours here without touching app.js/data.js.
   ============================================================ */

/* ── Colour & Type Tokens ───────────────────────────────── */
:root {
  /* Brand palette */
  --red:    #D77760;
  --red-d:  #A95A47;
  --red-l:  #FDEAE5;
  --red-xl: #FFF7F4;
  --gold:   #E4A94D;
  --gold-l: #FFF5E3;
  --teal:   #4EB8A6;
  --teal-l: #E7F8F4;
  --navy:   #243847;
  --navy-m: #45657C;
  --grey:   #677684;
  --grey-l: #EEF1F4;
  --grey-xl:#F9FAFB;

  /* Surface / text tokens (light mode) */
  --bg:      #F5F3EE;
  --surface: #FFFFFF;
  --border:  #E6E1D8;
  --fg:      #21313F;
  --fg2:     #5D6D7A;

  /* Input tokens */
  --inp:    #FFFDF9;
  --inp-fg: #23415F;
  --wash-teal: rgba(78,184,166,.10);
  --wash-gold: rgba(228,169,77,.10);
  --surface-glass: rgba(255,255,255,.72);

  /* Misc */
  --r:   14px;             /* border radius */
  --sh:  0 8px 22px rgba(35, 50, 62, .06); /* softer card shadow */

  color-scheme: light;
}

/* ── Dark Mode ───────────────────────────────────────────── */
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg:      #202329;
    --surface: #292D34;
    --border:  #3A4049;
    --fg:      #ECEEF1;
    --fg2:     #ADB4BE;
    --grey-l:  #30353D;
    --grey-xl: #292D34;
    --red-d:   #F0A08C;
    --red-l:   #3A2928;
    --red-xl:  #302423;
    --gold-l:  #393123;
    --teal-l:  #243632;
    --inp:     #30353D;
    --inp-fg:  #E1E7EF;
    --wash-teal: rgba(78,184,166,.04);
    --wash-gold: rgba(228,169,77,.04);
    --surface-glass: rgba(41,45,52,.94);
    --sh:      0 4px 16px rgba(0,0,0,.18);
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg:      #202329;
  --surface: #292D34;
  --border:  #3A4049;
  --fg:      #ECEEF1;
  --fg2:     #ADB4BE;
  --grey-l:  #30353D;
  --grey-xl: #292D34;
  --red-d:   #F0A08C;
  --red-l:   #3A2928;
  --red-xl:  #302423;
  --gold-l:  #393123;
  --teal-l:  #243632;
  --inp:     #30353D;
  --inp-fg:  #E1E7EF;
  --wash-teal: rgba(78,184,166,.04);
  --wash-gold: rgba(228,169,77,.04);
  --surface-glass: rgba(41,45,52,.94);
  --sh:      0 4px 16px rgba(0,0,0,.18);
  color-scheme: dark;
}

/* ── Reset & Base ────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-size: 14px;
  background:
    radial-gradient(circle at top left, var(--wash-teal), transparent 24%),
    radial-gradient(circle at top right, var(--wash-gold), transparent 18%),
    linear-gradient(180deg, var(--bg) 0%, var(--bg) 100%);
  color: var(--fg);
  padding-left:  max(0px, env(safe-area-inset-left,  0px));
  padding-right: max(0px, env(safe-area-inset-right, 0px));
  padding-block: 0;
}
.auth-required .tabs,
.auth-required .quickbar,
.auth-required .privacy-notice,
.auth-required .app-footer,
.auth-required .page > .panel { display: none !important; }
.auth-required .page { max-width: 560px; min-height: calc(100vh - 56px); display: grid; align-content: center; }
body:not(.auth-required) #login-gate { display: none; }

/* ── Header ─────────────────────────────────────────────── */
.hdr {
  background: linear-gradient(135deg, var(--navy) 0%, #2D465A 100%);
  color: #fff;
  padding: 0 max(20px, env(safe-area-inset-left, 0px));
  height: 56px;
  display: flex;
  align-items: center;
  gap: 12px;
  position: sticky;
  top: env(safe-area-inset-top, 0px);
  z-index: 200;
  box-shadow: 0 6px 20px rgba(36, 56, 71, .12);
}
.hdr-bar  { width: 6px; height: 28px; background: linear-gradient(180deg, var(--gold), var(--red)); border-radius: 999px; flex-shrink: 0; }
.hdr-t    { font-size: 15px; font-weight: 700; letter-spacing: -.3px; }
.hdr-s    { font-size: 11px; color: rgba(255,255,255,.72); }
.hdr-r    { margin-left: auto; display: flex; gap: 8px; align-items: center; }
.account-status { max-width: 220px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; font-size: 11px; color: rgba(255,255,255,.76); }
.account-dialog { width: min(440px, calc(100vw - 32px)); max-width: none; margin: auto; border: 1px solid var(--border); border-radius: var(--r); padding: 0; background: var(--surface); color: var(--fg); box-shadow: 0 18px 60px rgba(0,0,0,.24); }
.account-dialog::backdrop { background: rgba(17,24,31,.56); backdrop-filter: blur(2px); }
.account-form { display: grid; gap: 14px; padding: 22px; }
.account-form .card-head { display: flex; justify-content: space-between; align-items: center; }
.account-form h2 { font-size: 17px; }
.account-form .field { display: grid; gap: 6px; }
.account-actions { display: flex; flex-wrap: wrap; gap: 8px; }
.account-empty-state { display: grid; gap: 10px; padding: 24px; border: 1px solid var(--border); border-radius: var(--r); background: var(--surface); color: var(--fg); }
.account-empty-state h2 { font-size: 18px; }
.account-empty-state p, .account-feature-empty { color: var(--fg2); line-height: 1.6; }
.account-empty-state .btn-secondary { justify-self: start; }
.account-feature-empty { padding: 16px 0; }
.private-entry-card .card-body { display: grid; gap: 12px; }
.private-entry-form, .private-record-form { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 12px; align-items: end; }
.private-entry-form .field, .private-record-form .field { display: grid; gap: 6px; color: var(--fg2); font-size: 11px; }
.private-entry-form button, .private-record-form button { min-height: 42px; }
.private-record { display: grid; gap: 12px; padding: 16px; border: 1px solid var(--border); border-radius: var(--r); background: var(--surface); box-shadow: var(--sh); }
.private-record h3 { font-size: 15px; }
.private-record-meta { color: var(--fg2); font-size: 11px; line-height: 1.5; }
.private-record-actions { display: flex; flex-wrap: wrap; gap: 8px; }
.private-record-actions .danger { color: var(--red-d); }
.account-plan-empty #cash-risk,
.account-plan-empty #kpi-grid,
.account-plan-empty #alert-row,
.account-plan-empty #insights-grid,
.account-plan-empty #tab-overview > .card,
.account-plan-empty #tab-overview > .two-col { display: none; }
.account-close { border: 0; background: transparent; color: var(--fg2); cursor: pointer; font-size: 24px; line-height: 1; }
.account-close:focus-visible, .account-form button:focus-visible { outline: 2px solid var(--teal); outline-offset: 2px; }
button:disabled, input:disabled, select:disabled { cursor: not-allowed; opacity: .58; }
.btn-sm {
  background: rgba(255,255,255,.10);
  border: 1px solid rgba(255,255,255,.12);
  color: #fff;
  padding: 6px 11px;
  border-radius: 999px;
  cursor: pointer;
  font-size: 11px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  transition: background .15s, transform .15s ease;
}
.theme-toggle {
  width: 34px;
  height: 34px;
  padding: 7px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.theme-toggle svg {
  width: 18px;
  height: 18px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.btn-sm:hover { background: rgba(255,255,255,.18); }
.btn-sm:focus-visible, .tab:focus-visible { outline: 2px solid var(--teal); outline-offset: 2px; }

/* ── Tabs ────────────────────────────────────────────────── */
.tabs {
  position: sticky;
  top: calc(env(safe-area-inset-top, 0px) + 56px);
  z-index: 190;
  background: var(--surface-glass);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 4px 12px rgba(35, 50, 62, .08);
  display: flex;
  overflow-x: auto;
  scrollbar-width: none;
  padding-left: max(8px, env(safe-area-inset-left, 0px));
}
.tabs::-webkit-scrollbar { display: none; }
.tab {
  padding: 12px 16px;
  font-size: 12px;
  font-weight: 600;
  color: var(--fg2);
  border: none;
  background: transparent;
  cursor: pointer;
  white-space: nowrap;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  transition: color .15s, border-color .15s, background-color .15s, transform .15s ease;
}
.tab:hover { background: rgba(78,184,166,.05); }
.tab.on { color: var(--fg); border-bottom-color: var(--teal); background: rgba(78,184,166,.08); }

/* ── Page Layout ─────────────────────────────────────────── */
.page {
  max-width: 1200px;
  margin: 0 auto;
  padding: 20px max(16px, env(safe-area-inset-left, 0px));
  padding-block: 20px;
}
.quickbar {
  max-width: 1200px;
  margin: 16px auto 0;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--surface-glass);
  backdrop-filter: blur(4px);
  box-shadow: var(--sh);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.quickbar__label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: .6px;
  text-transform: uppercase;
  color: var(--fg2);
}
.quickbar__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 8px;
}
.privacy-notice {
  max-width: 1200px;
  margin: 8px auto 0;
  padding: 0 16px;
  color: var(--fg2);
  font-size: 11px;
  line-height: 1.5;
}
.privacy-notice strong { color: var(--fg); }
.privacy-notice code {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px;
}
.panel { display: none; }
.panel.on { display: block; }

.plan-summary {
  display: flex; align-items: center; gap: 14px;
  background: linear-gradient(135deg, rgba(78,184,166,.08), var(--surface));
  border: 1px solid var(--border);
  border-left: 4px solid var(--teal);
  border-radius: var(--r);
  box-shadow: var(--sh);
  margin-bottom: 20px;
  padding: 16px 18px;
}
.plan-summary__badge {
  padding: 7px 10px; border-radius: 999px; font-size: 10px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase;
}
.plan-summary__badge.good { background: var(--teal-l); color: #0A6B52; }
.plan-summary__badge.warn { background: var(--gold-l); color: #7D6008; }
.plan-summary__badge.bad { background: var(--red-xl); color: var(--red-d); }
.plan-summary__content { display: flex; flex-direction: column; gap: 2px; }
.plan-summary__title { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--fg2); }
.plan-summary__value { font-size: clamp(1.4rem, 2vw, 2rem); font-weight: 700; color: var(--fg); letter-spacing: -.04em; }
.plan-summary__meta { font-size: 11px; color: var(--fg2); }
.cash-risk {
  margin-bottom: 20px;
  padding: 16px 18px;
  border: 1px solid var(--border);
  border-left: 4px solid var(--teal);
  border-radius: var(--r);
  background: var(--surface);
  box-shadow: var(--sh);
}
.cash-risk.has-deficit { border-left-color: var(--red); }
.cash-risk__title { font-size: 12px; font-weight: 700; margin-bottom: 8px; }
.cash-risk__note { font-size: 11px; color: var(--fg2); line-height: 1.5; }
.cash-risk__table-wrap { overflow-x: auto; }
.cash-risk__table { width: 100%; margin-top: 10px; border-collapse: collapse; font-size: 11px; }
.cash-risk__table th, .cash-risk__table td {
  padding: 8px 10px;
  border-bottom: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
}
.cash-risk__table th { color: var(--fg2); font-size: 10px; text-transform: uppercase; letter-spacing: .4px; }
.cash-risk__table td:last-child { color: var(--red-d); font-weight: 600; }
.cash-risk__obligations { color: var(--fg2); font-weight: 400; }
.cash-risk__assumption { margin-top: 10px; font-size: 10px; color: var(--fg2); }

/* ── Alert Chips ─────────────────────────────────────────── */
.alert-row   { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.chip        { padding: 6px 12px; border-radius: 20px; font-size: 11px; font-weight: 600; display: flex; align-items: center; gap: 5px; }
.chip.ok     { background: var(--teal-l); color: #0A6B52; }
.chip.warn   { background: var(--gold-l); color: #7D6008; }
.chip.bad    { background: var(--red-xl); color: var(--red-d); }

.insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 12px;
  margin-bottom: 20px;
}
.insight {
  background: linear-gradient(180deg, var(--surface) 0%, var(--grey-xl) 100%);
  border: 1px solid var(--border);
  border-radius: var(--r);
  box-shadow: var(--sh);
  padding: 14px 15px;
  border-top: 3px solid var(--teal);
}
.insight.good { border-top-color: var(--teal); }
.insight.warn { border-top-color: var(--gold); }
.insight.bad { border-top-color: var(--red); }
.insight__label {
  font-size: 10px; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; color: var(--fg2);
  margin-bottom: 8px;
}
.insight__value {
  font-size: 1.1rem; font-weight: 700; letter-spacing: -.04em; color: var(--fg);
  margin-bottom: 4px;
}
.insight__note {
  font-size: 11px; color: var(--fg2); line-height: 1.4;
}

/* ── KPI Cards ───────────────────────────────────────────── */
.kpi-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 12px; margin-bottom: 20px; }
.kpi      { background: linear-gradient(180deg, var(--surface) 0%, var(--grey-xl) 100%); border-radius: var(--r); padding: 16px; box-shadow: var(--sh); border-top: 3px solid var(--border); }
.kpi.k-pos  { border-top-color: var(--teal); }
.kpi.k-neg  { border-top-color: var(--red);  }
.kpi.k-warn { border-top-color: var(--gold); }
.kpi.k-inf  { border-top-color: var(--navy-m); }
.kpi-l { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .7px; color: var(--fg2); margin-bottom: 8px; }
.kpi-v { font-size: 22px; font-weight: 700; font-variant-numeric: tabular-nums; letter-spacing: -.5px; line-height: 1; }
.kpi-v.c-pos  { color: var(--teal); }
.kpi-v.c-neg  { color: var(--red);  }
.kpi-v.c-warn { color: var(--gold); }
.kpi-v.c-inf  { color: var(--navy-m); }
.kpi-s { font-size: 11px; color: var(--fg2); margin-top: 4px; }

/* ── Generic Card ────────────────────────────────────────── */
.card        { background: var(--surface); border-radius: var(--r); box-shadow: var(--sh); overflow: hidden; margin-bottom: 20px; }
.card-head   { padding: 14px 18px; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--fg2); border-bottom: 1px solid var(--border); display: flex; align-items: center; gap: 8px; }
.card-head-icon { width: 3px; height: 14px; background: linear-gradient(180deg, var(--gold), var(--teal)); border-radius: 2px; }
.card-body   { padding: 18px; }

/* ── Two/Three Column Grid ───────────────────────────────── */
.two-col   { display: grid; grid-template-columns: 1fr 1fr;    gap: 16px; }
.three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
@media (max-width: 640px) {
  .two-col   { grid-template-columns: 1fr; }
  .three-col { grid-template-columns: 1fr 1fr; }
  .hdr { min-height: 56px; height: auto; padding: 8px 12px; }
  .hdr-s { display: block; font-size: 10px; }
  .page { padding: 16px 12px; }
  .privacy-notice { padding: 0 12px; }
  .plan-summary { flex-direction: column; align-items: flex-start; }
  .kpi-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
  .kpi { padding: 12px; }
  .kpi-v { font-size: clamp(17px, 5vw, 22px); }
  .insights-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
  .quickbar { margin: 10px 12px 0; padding: 12px; align-items: stretch; flex-direction: column; }
  .quickbar__actions { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); justify-content: stretch; }
  .quickbar__actions .btn-secondary { min-height: 44px; padding: 9px 8px; }
  .tab { min-height: 48px; padding: 12px 13px; }
  .card-head { padding: 12px 14px; }
  .card-body { padding: 14px; }
  .cash-risk { padding: 14px; }
  .inp-grid, .scenario-grid { grid-template-columns: 1fr; }
  .card-actions__buttons { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); width: 100%; }
  .card-actions__buttons .btn-secondary { min-height: 44px; padding: 10px 8px; }
  .var-editor__months { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .actuals-summary { grid-template-columns: 1fr; }
  .actual-entry-form { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .actual-note-field { grid-column: 1 / -1; }
  .actual-entry { grid-template-columns: minmax(0, 1fr) auto; gap: 8px; }
  .actual-entry-main { grid-column: 1 / -1; }
  .actual-entry-amount { grid-column: 1; }
  .actual-delete { grid-column: 2; grid-row: 2; }
  .var-editor__due-day { max-width: none; }
  .month-field input[type=number],
  .field input[type=number], .text-input, .select-input,
  .fixed-expense-field input[type=number],
  .var-editor__due-day input[type=number] { min-height: 44px; }
  .category-filters { gap: 8px; }
  .visibility-toggle { min-height: 40px; }
  .app-footer { padding-bottom: max(24px, env(safe-area-inset-bottom, 0px)); }
}

@media (pointer: coarse) {
  .btn-secondary, .btn-sm { min-height: 44px; }
  .tab { min-height: 48px; }
  .visibility-toggle input { width: 18px; height: 18px; }
}

/* ── Cash Flow Table ─────────────────────────────────────── */
.tbl-wrap { overflow-x: auto; border-radius: var(--r); box-shadow: var(--sh); }

table.cf { border-collapse: collapse; font-size: 12px; font-variant-numeric: tabular-nums; min-width: 1000px; width: 100%; }
table.cf th {
  background: var(--navy); color: #fff;
  padding: 9px 12px;
  text-align: right; font-size: 10px; font-weight: 700;
  letter-spacing: .4px; text-transform: uppercase; white-space: nowrap;
}
table.cf th.col-label { text-align: left; position: sticky; left: 0; z-index: 10; min-width: 170px; }
table.cf td { padding: 7px 12px; text-align: right; border-bottom: 1px solid var(--border); background: var(--surface); white-space: nowrap; }
table.cf td.col-label { text-align: left; font-weight: 500; position: sticky; left: 0; background: var(--surface); border-right: 1px solid var(--border); z-index: 5; }
table.cf tr:hover td            { background: var(--grey-xl); }
table.cf tr:hover td.col-label  { background: var(--grey-xl); }

/* Special row states */
table.cf tr.r-income td             { background: var(--teal-l); font-weight: 700; }
table.cf tr.r-income td.col-label   { background: var(--teal-l); color: var(--fg); }
table.cf tr.r-texp td               { background: var(--red-l);  font-weight: 700; }
table.cf tr.r-texp td.col-label     { background: var(--red-l);  color: var(--fg); }
table.cf tr.r-net td                { background: var(--navy); color: #fff; font-weight: 700; font-size: 13px; }
table.cf tr.r-net td.col-label      { background: var(--navy); color: #fff; }
table.cf tr.r-cum td                { background: var(--grey-l); font-weight: 600; }
table.cf tr.r-cum td.col-label      { background: var(--grey-l); font-weight: 700; }
table.cf tr.r-cat td                { background: var(--grey-xl); padding: 5px 12px; }
table.cf tr.r-cat td.col-label      { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--fg2); background: var(--grey-xl); }

/* Cell colour helpers */
.cv-pos  { color: var(--teal); }
.cv-neg  { color: var(--red);  }
.cv-zero { color: var(--fg2);  }

/* ── Input Fields ────────────────────────────────────────── */
.inp-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 12px; }
.field { display: flex; flex-direction: column; gap: 5px; }
.field label { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--fg2); }
.fixed-expense-field { display: flex; flex-direction: column; gap: 6px; }
.fixed-expense-field input[type=number], .var-editor__due-day input[type=number] {
  background: var(--inp);
  color: var(--inp-fg);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 8px 10px;
  font: 600 13px 'JetBrains Mono', monospace;
  font-variant-numeric: tabular-nums;
  width: 100%;
}
.field-label, .var-editor__due-day label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .4px;
  color: var(--fg2);
}
.var-editor__due-day { max-width: 220px; margin-bottom: 12px; }
.field input[type=number], .text-input, .select-input {
  background: var(--inp); color: var(--inp-fg);
  border: 1px solid var(--border); border-radius: 6px;
  padding: 8px 10px; font-size: 14px; font-weight: 600;
  font-family: 'JetBrains Mono', monospace;
  font-variant-numeric: tabular-nums;
  width: 100%; transition: border-color .15s;
}
.field input[type=number]:focus, .text-input:focus, .select-input:focus    { outline: none; border-color: var(--red); }
.field input[type=number]:disabled { opacity: .5; cursor: not-allowed; background: var(--grey-xl); }
.inp-note { font-size: 11px; color: var(--fg2); margin-bottom: 14px; padding: 8px 10px; background: var(--grey-xl); border-radius: 6px; }

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
}

.card-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 12px;
}
.card-actions__buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}
.btn-secondary {
  border: 1px solid var(--border);
  background: linear-gradient(180deg, var(--surface), var(--grey-xl));
  color: var(--fg);
  border-radius: 10px;
  padding: 8px 12px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .3px;
  cursor: pointer;
  transition: background .15s ease, border-color .15s ease, transform .15s ease, box-shadow .15s ease;
}
.btn-secondary:hover {
  background: linear-gradient(180deg, var(--grey-xl), var(--surface));
  border-color: var(--teal);
  box-shadow: 0 6px 12px rgba(78,184,166,.08);
}
.btn-secondary:focus-visible {
  outline: 2px solid var(--teal);
  outline-offset: 2px;
}

.category-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.visibility-toggle {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 10px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--grey-xl);
  font-size: 11px;
  color: var(--fg2);
}
.visibility-toggle input {
  accent-color: var(--teal);
}

.var-editor {
  background: var(--grey-xl);
  border: 1px solid var(--border);
  border-radius: var(--r);
  padding: 12px;
  margin-bottom: 14px;
}
.var-editor__header {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .5px;
  text-transform: uppercase;
  color: var(--fg2);
  margin-bottom: 10px;
}
.var-editor__months {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(105px, 1fr));
  gap: 8px;
}
.month-field {
  display: flex;
  flex-direction: column;
  gap: 4px;
  font-size: 10px;
  font-weight: 600;
  color: var(--fg2);
}
.month-field input[type=number] {
  width: 100%;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 7px 8px;
  color: var(--fg);
  font-size: 12px;
  font-weight: 600;
  font-variant-numeric: tabular-nums;
}
.month-field input[type=number]:focus {
  outline: none;
  border-color: var(--red);
  box-shadow: 0 0 0 2px rgba(192,57,43,.12);
}

.app-footer {
  padding: 18px 16px 24px;
  color: var(--fg2);
  font-size: 11px;
  text-align: center;
}
.action-toast {
  position: fixed;
  z-index: 500;
  right: max(20px, env(safe-area-inset-right, 0px));
  bottom: max(20px, env(safe-area-inset-bottom, 0px));
  max-width: min(360px, calc(100vw - 32px));
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: var(--surface);
  color: var(--fg);
  box-shadow: var(--sh);
  font-size: 12px;
  font-weight: 600;
  opacity: 0;
  pointer-events: none;
  transform: translateY(8px);
  transition: opacity .18s ease, transform .18s ease;
}
.action-toast.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.action-toast.is-error {
  border-color: var(--red);
  color: var(--red-d);
}

.actuals-month-field { max-width: 280px; margin-bottom: 14px; }
.cashflow-month-field { display: none; max-width: 100%; }
.actuals-summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 14px;
}
.actuals-summary-card {
  min-width: 0;
  padding: 13px;
  border: 1px solid var(--border);
  border-top: 3px solid var(--navy-m);
  border-radius: 10px;
  background: var(--grey-xl);
}
.actuals-summary-card.income { border-top-color: var(--teal); }
.actuals-summary-card.expense { border-top-color: var(--red); }
.actuals-summary-card.net { border-top-color: var(--gold); }
.actuals-summary-label, .actuals-summary-note { color: var(--fg2); font-size: 10px; }
.actuals-summary-label { font-weight: 700; letter-spacing: .4px; text-transform: uppercase; }
.actuals-summary-value { margin: 6px 0 3px; font-size: clamp(16px, 2vw, 21px); font-weight: 700; font-variant-numeric: tabular-nums; }
.actuals-summary-note { line-height: 1.4; }
.actuals-comparison-wrap { margin-top: 10px; }
.actuals-table { width: 100%; min-width: 540px; border-collapse: collapse; font-size: 12px; }
.actuals-table th, .actuals-table td { padding: 9px 10px; border-bottom: 1px solid var(--border); text-align: right; white-space: nowrap; }
.actuals-table th:first-child, .actuals-table td:first-child { text-align: left; }
.actuals-table th { color: var(--fg2); font-size: 10px; letter-spacing: .4px; text-transform: uppercase; }
.actual-entry-form {
  display: grid;
  grid-template-columns: repeat(4, minmax(120px, 1fr));
  align-items: end;
  gap: 10px;
}
.actual-entry-form input, .actual-entry-form select { min-height: 44px; }
.actual-note-field { grid-column: span 2; }
.actual-submit { min-height: 44px; }
.actuals-entry-title { margin: 20px 0 10px; font-size: 12px; }
.actuals-entry-list { display: grid; gap: 8px; }
.actual-entry {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto auto;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 9px;
  background: var(--grey-xl);
}
.actual-entry-main { display: grid; gap: 3px; min-width: 0; }
.actual-entry-main strong { overflow-wrap: anywhere; font-size: 12px; }
.actual-entry-main span { color: var(--fg2); font-size: 10px; line-height: 1.4; }
.actual-entry-amount { white-space: nowrap; font-size: 12px; }
.actual-entry-amount.income { color: var(--teal); }
.actual-entry-amount.expense { color: var(--red-d); }
.actual-delete {
  min-height: 36px;
  padding: 6px 10px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--surface);
  color: var(--fg2);
  cursor: pointer;
  font: inherit;
  font-size: 10px;
}
.actual-delete:hover { border-color: var(--red); color: var(--red-d); }

/* ── Debt Cards ──────────────────────────────────────────── */
.debt-list { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 14px; margin-bottom: 20px; }
.dcard { background: var(--surface); border-radius: var(--r); padding: 18px; box-shadow: var(--sh); border-left: 4px solid var(--red); }
.dcard.neg  { border-left-color: var(--gold); }
.dcard.ok   { border-left-color: var(--teal); opacity: .75; }
.dname   { font-weight: 700; font-size: 15px; margin-bottom: 3px; }
.dmeta   { font-size: 11px; color: var(--fg2); margin-bottom: 12px; }
.dbal    { font-size: 25px; font-weight: 700; font-variant-numeric: tabular-nums; color: var(--red); letter-spacing: -.5px; }
.dcard.neg .dbal { color: var(--gold); }
.dcard.ok  .dbal { color: var(--teal); }

/* ── Savings Cards ───────────────────────────────────────── */
.scard { background: var(--surface); border-radius: var(--r); padding: 18px; box-shadow: var(--sh); border-left: 4px solid var(--teal); }
.scard.gold { border-left-color: var(--gold); }
.sname   { font-weight: 700; font-size: 15px; margin-bottom: 3px; }
.smeta   { font-size: 11px; color: var(--fg2); margin-bottom: 12px; }
.sbal    { font-size: 25px; font-weight: 700; font-variant-numeric: tabular-nums; color: var(--teal); letter-spacing: -.5px; }
.scard.gold .sbal { color: var(--gold); }
.starget { font-size: 11px; color: var(--fg2); margin-top: 3px; }

/* ── Progress Bars ───────────────────────────────────────── */
.pbar    { height: 5px; background: var(--grey-l); border-radius: 3px; overflow: hidden; margin-top: 12px; }
.pfill   { height: 100%; background: var(--teal); border-radius: 3px; transition: width .3s; }
.plabels { display: flex; justify-content: space-between; font-size: 10px; color: var(--fg2); margin-top: 4px; }

/* ── Charts ──────────────────────────────────────────────── */
canvas { max-width: 100%; }

@media (max-width: 640px) {
  .actual-entry-form { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .actual-note-field { grid-column: 1 / -1; }
  .actual-entry-form > .actual-submit { min-height: 44px; }
  .theme-toggle { width: 44px; min-width: 44px; height: 44px; flex: 0 0 44px; }
  .hdr-r .btn-sm { min-height: 44px; }
  .tabs { position: static; flex-wrap: wrap; overflow: visible; padding: 0 6px; }
  .tab { flex: 1 1 30%; min-width: 0; padding: 10px 4px; white-space: normal; font-size: 10px; line-height: 1.25; }
  .cash-risk__table { min-width: 0; display: block; }
  .cash-risk__table-wrap { overflow: visible; }
  .cash-risk__table thead { display: none; }
  .cash-risk__table tbody { display: grid; gap: 8px; }
  .cash-risk__table tr { display: grid; gap: 0; border: 1px solid var(--border); border-radius: 8px; overflow: hidden; }
  .cash-risk__table td { display: flex; justify-content: space-between; gap: 12px; padding: 8px 10px; text-align: right; overflow-wrap: anywhere; }
  .cash-risk__table td::before { content: attr(data-label); flex: 0 0 42%; color: var(--fg2); font-size: 10px; font-weight: 700; text-align: left; }
  .cash-risk__table td.cash-risk__obligations { display: block; text-align: left; }
  .cash-risk__table td.cash-risk__obligations::before { display: block; margin-bottom: 4px; }
  .cashflow-month-field { display: flex; margin-top: 14px; }
  .tbl-wrap { overflow: visible; }
  table.cf { min-width: 0; width: 100%; table-layout: fixed; }
  table.cf th, table.cf td { padding: 8px 7px; white-space: normal; overflow-wrap: anywhere; }
  table.cf th.col-label { position: static; min-width: 0; width: 62%; }
  table.cf td.col-label { position: static; width: 62%; }
  table.cf tr.r-cat td.col-label { font-size: 9px; }
  .actuals-comparison-wrap { overflow: visible; box-shadow: none; }
  .actuals-table { min-width: 0; display: block; }
  .actuals-table thead { display: none; }
  .actuals-table tbody { display: grid; gap: 8px; }
  .actuals-table tr { display: grid; border: 1px solid var(--border); border-radius: 8px; overflow: hidden; background: var(--grey-xl); }
  .actuals-table td { display: flex; justify-content: space-between; gap: 12px; padding: 8px 10px; white-space: normal; overflow-wrap: anywhere; text-align: right; }
  .actuals-table td::before { content: attr(data-label); flex: 0 0 38%; color: var(--fg2); font-size: 10px; font-weight: 700; text-align: left; }
}

@media (max-width: 360px) {
  .actuals-summary-label { font-size: 9px; letter-spacing: 0; }
}